Great question! It's good to understand the technology services you're using to make sure they're compatible with your values. At Catch, we try to be very transparent about our business model so you aren't ever caught by surprise.
Catch does not charge a monthly subscription fee. For the money you contribute to savings (like tax or time off), there is no charge - no matter the balance or number of deposits/withdrawals you make.
Catch is a Registered Investment Advisor with the SEC. On all money you invest in your retirement account, we earn 0.50% (half of a percent) annually on the assets under management. For example, you invest $1,000 over the year we earn $5. This fee is fairly standard in the investment management industry, and you can read all the details about how we charge in our publicly filed Form ADV Part 2.
It's important you know that Catch does NOT make money by selling your data or personal information to third party providers. Your data is your private property, and we believe you should decide who gets to know things about you. We thank you for trusting us with your information.