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What’s the Health Insurance Marketplace?
What’s the Health Insurance Marketplace?
Jess avatar
Written by Jess
Updated over a week ago

Catch works with the Health Insurance Marketplace to help you get health coverage.

What is the Health Insurance Marketplace?

The marketplace is a health coverage service that helps you shop for and enroll in coverage that fits your needs and budget.

The marketplace can tell you if you qualify for an individual insurance plan with savings or whether you may be eligible for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP). The official marketplace website is HealthCare.gov.  

Why get health insurance through the marketplace?

It's the only way to get premium tax credits to help lower your monthly premiums and savings on out-of-pocket costs with lower deductibles and copayments.

All marketplace plans must cover the same set of essential health benefits, including preventive care, doctor’s visits, prescriptions, and hospital and emergency services. No marketplace plan can reject you, charge you more, or refuse to pay for essential health benefits for any condition you had before your coverage started.

How do I apply for and enroll in marketplace coverage? 

You can apply and enroll with Catch. We’ll let you know the programs and savings you’re eligible for and make sure you get the maximum savings with the least amount of hassle. If any of your information changes, you can also update your application through Catch.

What if I’m eligible for Medicaid or CHIP?

If you fill out an application and learn that you may be eligible for coverage through Medicaid or CHIP, the marketplace will automatically send your information to the state agency that runs these programs.

What if I’m redirected to HealthCare.gov?

We can help most people with their application and enrollment directly on our site. If we need to redirect you to HealthCare.gov to complete your application, we’ll walk you through what to do and help you start to finish. 

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