Open Enrollment is the period when you can enroll in a new health insurance plan, make changes to your plan, or renew your current plan for the new year. You can get coverage outside of the Open Enrollment period if you experience a qualifying life event, like getting married, moving, having a child, or losing coverage.

When is Open Enrollment?

After January 15, 2022, you must have a Qualifying Life Event in order to enroll in a new plan for 2022. Catch asks questions during your application to determine if you qualify for a Special Enrollment Period. For more information, see our help article about SEP.

Generally, Open Enrollment for most states* runs from November 1 to December 15. Plans sold during Open Enrollment start January 1.

If you qualify for Medicaid or the Children’s Health Insurance Program (CHIP), you can apply any time.

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