If you have a qualifying life event (like a new baby, a big move or a loss of coverage, you might qualify to enroll in a new health insurance plan. You generally have 60 days to enroll in a new plan.
Catch can help you file the necessary paperwork to qualify for Special Enrollment and make sure that you also maximize your savings on a new plan -- get started here!
Changes in household
Getting married, divorced, or legally separated
Having a baby, adopting a child, or placing a child in foster care
Death of a family member on your health insurance plan
Changes in primary residence
Moving to a new home in a new ZIP code or county
Moving to the U.S. from a foreign country or United States territory
If you're a student, moving to or from the place you attend school
If you're a seasonal worker, moving to or from the place you both live and work
Moving to or from a shelter or other transitional housing
Note: You must confirm you had qualifying health coverage for one or more days during the 60 days before your move.
Loss of insurance
Loss of job-based coverage
Loss of individual coverage
Losing eligibility for CHIP, Medicaid, or Medicare
Losing coverage through a family member (for example, because you turned 26)
Note: If you lost coverage because you weren't able to pay your premiums, unfortunately that does not qualify.
Other changes
Changes in your income that affect the coverage you qualify for
Becoming a U.S. citizen
Leaving incarceration
Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
Starting or ending service as an AmeriCorps State and National, VISTA, or NCCC member
Remember, you can enroll in Medicaid and the Children’s Health Insurance Plan (CHIP) any time of year, whether you qualify for a Special Enrollment Period or not.
Still have questions?
Catch Support is here to help with any questions about whether you qualify for a Special Enrollment Period!