When you set up a retirement account with Catch, you have the option to choose between a Standard portfolio and a Social Good portfolio.
Standard retirement portfolios are made up of a diversified group of investments. These investments are primarily selected based on their performance and expected growth potential in the future.
Social Good portfolios use a process known as Environmental, Social, and Governance (ESG) analysis. ESG analysis applies an additional process of filtering investments based on their environmental, social, and governance characteristics. Companies that have a positive impact on the environment and/or society and who have diverse leadership are included, while those with negative impacts are excluded. Examples of these exclusions would be companies that produce fossil fuels, weapons, and tobacco products.